Insurance and Protection

Having an adequate cash reserve and the right types of insurance are cornerstones of a good financial plan. Nobody wants to think about being disabled or dying prematurely, but when it happens, the results can be devastating. Unfortunately, two of our clients are currently living this reality. While it is a struggle, the monthly checks make a big difference.

Many “advisors” at some of the big name brand companies are really captive agents for a specific insurance company. These agents face a very difficult ethical dilemma because they are forced by their employers to recommend their company’s insurance products, even when they know the product is not the very best one available for their client’s situation.

At Generations Financial Planning and Wealth Management, we can shop almost every insurance company to provide the very best solution for your particular situation. We have over a decade of experience tailoring insurance products to protect our clients’ families.

First, we run an analysis of what you already have personally and what is available through your employer. From there, we find the best solutions for you to ensure that your family’s financial goals will be met in the event of a premature death or disability. The only entity that we are loyal to is you. If you are not given the most favorable rating with our first choice, we will shop other companies to make sure that we are providing you the best possible policy.

Contact us today for a no cost, no obligation, consultation on your insurance. To give you the highest quality advice possible, we will need your employer benefits and copies of any insurance you currently have in place.